Joe and Johnna Zarroli - Wildwood Realtors in Wildwood New Jersey
Weichert Realtors Coastal 3300 Pacific Avenue, Wildwood, New Jersey 08260

Serving Buyers and Sellers in North Wildwood, Wildwood, Wildwood Crest and West Wildwood New Jersey by
Offering the Finest Selection of North Wildwood, Wildwood, Wildwood Crest and West Wildwood Real Estate.
Realizing your dream of owning North Wildwood, Wildwood Crest or Wildwood condos, homes or investment properties is easier than you think...
...let us show you the way!
Your "Wildwood Realtors" are available right now at
609.402.8900
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Welcome to JoeWildwood.com, our website dedicated to Wildwood Real Estate
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the Wildwoods of New Jersey... an Island Beach Resort of Fun in the Sun at the Jersey Shore!
The Importance of a Mortgage Prequalification
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7 THINGS YOU MAY NOT KNOW ABOUT NEW JERSEY REAL ESTATE!
The Importance Of Mortgage Pre-ApprovalPREQUALIFICATION
Pre-Qualification is an informal way to see how much you might be able to borrow for your new home. You can get “pre-qualified” over the phone with no paperwork by telling a lender your income, your long-term debts, and how large a down payment you can afford. The lender will not make a commitment to lend to you based on this unverified information, but you will have a ballpark figure for how much you can spend on a house.PRE-APPROVAL
Pre-approval is a lender’s actual commitment to lend to you. The process involves assembling your financial records (see checklist) and going through a preliminary approval process that can take up to a couple of weeks.WHY GET PRE-APPROVED?
Pre-approval provides you a definite idea of what you can afford and shows sellers that you are serious about buying. In addition to documenting your financial ability to close on a transaction, pre-approval shortens the time needed to close on a loan, and makes you a more attractive buyer for sellers who want a quick and efficient escrow.