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Joe & Johnna
Zarroli
REALTORS




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   OUR PROPERTIES   

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Wildwood Condo


North Wildwood


West Wildwood Single


Wildwood Investment


Wildwood Condo


Wildwood Condo


Ocean City


Ocean City



            Members of:          
Cape May County MLS
South Jersey Regional MLS
Cape May County Assn of Realtors
Ocean City Board of Realtors

LOAN APPLICATION CHECKLIST


To help you gather the documentation needed for your loan pre-approval or approval, please use the following checklist:

General:

• Pay stubs for the last 30 days
• Lender names, addresses, account numbers, balances and monthly payments for all current loans
• Estimated values for personal property and furniture.

For the last two years:

• Signed federal income tax returns
• W-2 or 1099 forms.

For the last three months:

• Bank statements
• Retirement account statements
• Mutual fund and stock account statements.

Copies of:

• If you are selling another home, a copy of the listing agreement
• If you sold another home, the closing statement on that transaction
• Homeowners insurance information
• Current rental agreements, if you own rental property
• Gift letter and copy of check, if applicable
• Separation, divorce and child support documentation, as applicable
• Photo ID and proof of social security number
• Pension award letter, if you are retired
• Social security award letter, if you receive social security.

Explanation of:

• Source of down payment and closing costs, including supporting documentation
• Late, slow or no payments on your credit report.

If you are self-employed:

• Signed copies of last two years’ business tax returns with schedules
• Year-to-date profit & loss statement
• Personal financial statement.